SIMPLE. TRANSPARENT. PREDICTABLE.
Own Your Homesite
Starting From $970/month
With only $6,250 down and a fixed 10-year owner financing plan.
No traditional banks. No variable rates.
Just a straightforward path to owning land in one of Midland’s fastest-growing communities.
Example based on a $79,959.55 homesite.
MONTHLY PAYMENT FROM
$750 /month
DOWN PAYMENT
7.82
$6,250 on $79,959.55
INTEREST RATE
9.9%
Fixed for 10 years
LOAN TERM
10 YEARS
FINANCING EXAMPLE
See How It Works
Here’s an example of financing a $79,959.55 homesite.
Lot Price
$79,959.55
Down Payment (7.82%)
$6,250
Amount Financed
$73,709.55
Interest Rate
9.9% Fixed
Loan Term
10 Years
Estimated Monthly Payment
$970/month
WHY BUYERS CHOOSE OUR OWNER FINANCING
A Smarter Way to Invest in Your Future
Predictable
Payments
Fixed rate and fixed payment for 10 year. No surprises.
Lower
Upfront Cost
Our low down makes ownership more attainable.
Build Equity
Own land that increase in value instead of paying rent.
No Bank Requirements
We keep the process simple and transparent.
Local &
Trusted
Financing provided by a local team that knows Midland.
How We Compare
Competitive Rates. Better rates,
Many land financing programs charge higher rates and require larger down payments.
We keep it fair and transparent.
Down Payment
Interest Rate
Loan Term
Monthly Payment
(on $79,959.55 lot)
JOSIAH AT MIDLAND
7.82% (From $6,250)
9.9% Fixed
10 Years
$970
Typical Developer
10-20%
12-18%
5-15 Years
$1,500+
Bank Financing
20%+
6-8%*
15-30 Years
Varies
*Rates vary and are subject to change.
How We Compare
Competitive Rates. Better rates,
Many land financing programs charge higher rates and require larger down payments.
We keep it fair and transparent.
Down Payment
Interest Rate
Loan Term
Monthly Payment
(on $75,000 lot)
JOSIAH AT MIDLAND
7.7%
9.9% Fixed
10 Years
$950
Typical Developer
10-20%
12-18%
5-7 Years
$1,200+
Bank Financing
20%+
6-8%*
15-30 Years
Varies
the process is simple
From Application to Ownership in 4 Steps
Choose Your Lot
Explore available homesites and find the perfect one for your future
Submit Application
Provide basic information. Our Team review it quickly and personally.
Get Approved
Once Approved, we prepare the document and finalize the agreement.
Own Your Land
Make your down payment and start your journey toward building your dream.
Frequently asked questions
Have Questions?
Can I pay off the loan early?
Yes. You can pay off your loan early at any time with no prepayment penalty.
Is there a credit check?
No. We do not require a credit check.
What do I need to apply?
You will need two valid forms of identification, your name, address, contact information, income information, and documentation to verify your income.
How can I pay the down payment?
We accept wire transfer, Zelle, Cash App, or cashier’s check.
Are there ant hidden fee?
No. We do not charge closing fees or hidden fees. Your interest rate is fixed for the full 10-year term.
Ready to take the
Next Step?
Secure your homesite toady and start building the future you’ve always imagined.